A part-time remote CFO for scaling SMEs.
You’ll have access to an entire virtual Finance Department, choosing the best services that meet your needs. Working with you to manage day to day, drive growth and manage risk.
A Full-Service Virtual CFO Business offering virtual CFO services supported by your own dedicated team and integrated systems, so you get a high-quality cost-effective package and not just one person.
All the responsibilities and expertise of a traditional CFO delivered on a part-time hybrid basis, in line with your business needs.
If you're aiming to grow, improve profitability, or make better financial decisions, you need strategic financial support. We’ll help you unlock your next stage of growth, guide you past hurdles and move forward.
Years of Experience
in the Industry
Since 2013, Virtual CFO Group Australia has been assisting small and medium-sized businesses with their financial goals. Whether you're preparing to sell, seeking growth capital, or improving cash flow, we handle the financial details so you can focus on your business. Start with a no-obligation consultation. Partner with us for clear insights and practical advice.
Why Choose Virtual CFO
Your strategic partner delivering more value
Experienced well-trained qualified CFOs and Accountants specialising in the SME Sector.
Proactive and ongoing, we’re part of your team with regular input and planning.
A commercial impact on your business, improving profitability, providing financial clarity, and scalability.
Your strategic partner, working closely with owners and leadership to drive growth and mitigate risk.
A partnership that empowers you
Strategic advice & financial intelligence at every key moment.
Your virtual team and systems.
An investment in your business results in higher valuations, better deals, and stronger financial outcomes.
Partnering with you
For business owners who want clarity, strategic insight, and greater control.
Clients we have assisted
You need strategic financial support. Aim to grow, improve profitability and make smarter financial decisions.
Discover how our services have transformed businesses and achieved remarkable results with us



Virtual CFO
Colin has been working since 1994 in the financial management of SME businesses, holding shareholdings and Directorships in several companies. His passion for SMEs inspired him to establish the 3S CFO Group and later The Virtual CFO Group Australia, to help SME business owners better manage their performance and achieve their goals. Colin is a pioneer, always learning, evolving, and sharing his knowledge with clients, staff, and aspiring finance professionals. His dedication continues to drive positive outcomes for businesses across various industries.
Virtual CFO
Matthew joined Colin as a partner in the Virtual CFO Group at the end of 2023. Originally from South Africa, he has lived and worked in Australia since 2019. Matthew is a CIMA, CGMA, and CPA with 14 years of experience in business partnering and other senior finance and management roles. Before discovering his passion for serving SMEs as a virtual CFO, he honed his skills in manufacturing, distribution, logistics, and other industries. Matthew is dedicated to helping SME business owners succeed and values the opportunity to be part of their journey.
Senior Bookkeeper and Payroll service Supervisor
Karen is a senior bookkeeper with over 20 years of experience and counting and possesses extensive expertise in accounting principles, payroll, and bookkeeping. She excels in critical thinking and problem-solving, demonstrating integrity, transparency, and strong communication skills. Karen stays current with changes in the regulatory environment, ATO rules, WorkCover, and superannuation. She ensures that any factor affecting your team’s remuneration is expertly managed. With Karen at the helm, you can trust that your payroll and bookkeeping needs are in capable hands.
Systems Developer
Graeme has over 25 years of experience in the IT industry, including 18 years with IBM, where he led development for numerous collaboration and workflow applications. He holds several Lotus Notes development accreditations. Since joining us 5 years ago, Graeme has been instrumental in creating sophisticated, market-leading models and workflows that surpass “off-the-shelf” alternatives in both functionality and cost. His dedication to tailoring IT solutions for the SME sector ensures that our offerings remain cutting-edge and highly effective